“We saved for retirement but have no money to spend NOW”

Ramit Sethi of I Will Teach You To Be Rich talks to Michelle, 42, and Ryan, 43. They’ve been married for 9 years and share three young children. Michelle worries about money; she always has. Ryan knows they’re in trouble, but can’t say no to their kids. On one income, spending outpaces earning—slowly draining their savings and weighing them down with dread over the future.

Stream Part 2: https://www.youtube.com/watch?v=s2Ac1Qtgt8A

💡 RAMIT’S PODCAST NEWSLETTER
* I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter-yt

🙌 GET HELP FROM RAMIT SETHI
* Pre-order my upcoming book: Money for Couples: https://iwt.com/moneyforcouples
* Sign up to attend a live event on my book tour: https://iwt.com/tourwaitlist
* Take control of your money with the Conscious Spending Plan: https://iwt.com/csp-youtube
* Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube
* Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching-youtube
* Listen to my book—now on Audible: https://amzn.to/48zko28

🤳 CONNECT WITH RAMIT SETHI
* Instagram: https://www.instagram.com/ramit/
* X: https://twitter.com/ramit

✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES
https://youtube.com/user/ramitsethi/featured/

THIS EPISODE IS BROUGHT TO YOU BY

Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite.

Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi.

DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.

Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit.

99designs by Vista | Get $50 off your first design contest at https://99designs.com/ramit

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply

Produced by Crate Media.