Videos




“She’s chasing FIRE. I want to enjoy life now.”

Ramit Sethi of I Will Teach You To Be Rich talks to Laura (34) and Cameron (38) who earn over $200,000 a year and save thousands each month, yet every decision for them feels like a crisis.

Laura, a first-generation Mexican American, grew up in financial chaos and now enforces strict rules, from tracking every purchase in YNAB to keeping Cameron on an allowance. Her dream is to hit Coast FIRE in five years. Cameron, meanwhile, just wants to enjoy life today — take a trip, fix the car, maybe even expand their family. Their daughter is four, and the question of whether to have another child looms large.

Can Ramit help them break free from fear, build shared goals, and find a balance between saving for tomorrow and living fully now?

A special thanks to DeleteMe for sponsoring this episode. If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off.

In this episode we uncover:
* Why Laura enforces strict financial rules yet still feels unsafe despite saving half their income
* How Cameron’s “passenger” role with money leaves Laura carrying the weight
* Why their $228,000 household income doesn’t feel like “enough” in an affluent Chicago neighborhood
* How childhood experiences shaped Laura’s scarcity mindset
* The emotional toll of living as if they are still poor, even with nearly half a million dollars in net worth
* How FIRE gave Laura a sense of control and safety — but at the cost of enjoying life today
* How chasing control keeps them feeling perpetually “behind” and unable to thrive
* The stark contrast between Laura’s authoritarian role and Cameron’s passivity
* How they can move beyond survival mode and start thriving by defining a shared Rich Life vision

⏩ CHAPTERS
(00:00:00) “I keep my husband on an allowance”
(00:09:58) Ramit breaks down their numbers
(00:25:05) “We feel poor… on $228,000 a year”
(00:41:37) “My parents racked up debt in my name without me knowing”
(00:54:48) “I keep us living small”
(01:10:21) “CoastFi says we’re fine—so why doesn’t it feel real?”
(01:24:06) “What would make the next 10 years magical?”
(01:33:54) Where are they now? Laura and Cameron’s follow-ups

💡 RAMIT’S PODCAST NEWSLETTER
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If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply



7 Levels of Financial Freedom: Which One Are You Stuck In?

Most retirement advice is vague. In this video, I break down the 7 levels of financial freedom—showing you where you stand and the exact steps to reach early retirement and true financial independence.

THIS VIDEO IS BROUGHT TO YOU BY
➡️ Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at http://meetfabric.com/ramitsethi

📍 START HERE
* Conscious Spending Template: https://iwt.com/csp-youtube
* 1st Chapter of I Will Teach You To Be Rich: https://iwt.com/chapter1-youtube

💳 PAY OFF DEBT
* Debt Payoff Calculator: https://iwt.com/debtcalculator-yt
* Money Coaching with Ramit: https://iwt.com/moneycoaching-yt

📈 INVEST
* Investment Calculator: https://iwt.com/investmentcalculator-yt
* Retirement Calculator: https://iwt.com/retirementcalculator-yt

💸 EARN MORE MONEY
* Find Your First Profitable Idea: https://iwt.com/findanidea-youtube
* Earn1K | Earn $1,000+ on the side: https://iwt.com/earn1k-yt
* Find your Dream Job: https://iwt.com/dreamjob-yt
* Earnable | Start & grow your business: https://iwt.com/earnable-yt

😊 ENJOY YOUR MONEY
* 1st chapter of the IWT Journal: ​​https://iwt.com/ch1-journal-youtube
* Find Your Rich Life Quiz: https://iwt.com/quiz-yt
* Design Your Rich Life: https://iwt.com/design-rich-life-yt

💬 TALK CONFIDENTLY ABOUT MONEY
* 1st Chapter of Money For Couples: https://iwt.com/mfcpreview-yt
* Word-for-word Scripts for Couples: https://iwt.com/talktopartner-youtube
* Get Confident with Money: https://iwt.com/mindset-yt

🤲 GIVE BACK (MY FAVORITE CHARITY)
* Immigrant Defenders Law Center: https://give.immdef.org/give/545119/#!/donation/checkout

Ramit Sethi is the host of Netflix’s “How To Get Rich” and New York Times bestselling author of “I Will Teach You To Be Rich” and “Money For Couples”

Find Ramit on Instagram: https://www.instagram.com/ramit/
Subscribe so you don’t miss any of Ramit’s videos: https://youtube.com/user/ramitsethi/featured/

⏩ CHAPTERS
00:00 Introduction
00:49 Level 1: Paycheck to Paycheck
02:01 Level 2: The Hamster Wheel
05:56 Level 3: Room to Breathe
10:08 Level 4: Freedom and Security
13:13 Level 5: Rich Life in Retirement
16:44 Level 6: Money Dial Optimization
19:29 Level 7: Legacy and Giving


NEW 2026 Lamborghini URUS SE FACELIFT 812 HP 🔥 +SOUND! V8 Hybrid BEAST!

I AM BACK with the all-new 2025 Lamborghini Urus Facelift on our YouTube Channel featuring stunning paintwork in Verde Gea!😍
In this video, we will be having a walk around showing you the Exterior and Interior Features of the all-new Lamborghini URUS SE and will let you hear the crazy Sound of the V8 Lamborghini URUS SE!

What do you think about the 2025 Lamborghini Urus SE?
Do you like the Sound of this Wild SUV?
What do you think about the New Look?
Comment BELOW! ⚡

If you enjoyed our video we would love to get your feedback on our work! ❗
What else do you want to see on this channel? Which Cars do you want to see in our next videos?
Just leave some comments under the video so we can improve and work on our videos ♥️


Details about the 2025 NEW Lamborghini URUS SE for PetrolHeads:
It’s equipped with a 620 HP 4l V8 engine which produces 800 Nm of torque +. Electric motor which give an additional 192 HP and 483 Nm and 60km electric range!
The Lamborghini Urus SE can do 0-60 mp/h [0-100 km/h] in 3.4 seconds.
The Lamborghini Urus Mansory Venatus top speed VMAX is electronically limited to 312 km/h (194 mph)

Special Thanks to @Lamborghini for the Access!

#Lamborghini #Urus #LamborghiniUrusSE

Thank you for watching & wish you all the best!


Guilt-Free Spending TODAY as Part of Your Rich Life

Afraid to spend money—even with a 7-figure net worth? 🫐✈️ Ramit Sethi explains why guilt-free spending is essential to living a rich life now, not just in retirement. Start enjoying your money the smart way: 20–35% guilt-free.



NEW Audi Concept C! FUTURE of AUDI with Bugatti LOOKS! Interior Exterior Walkaround 4K

I AM BACK with the New Audi Concept C on our YouTube Channel featuring stunning paintwork in titanium! 😍
In this video, we will be having a walk around showing you the Exterior and Interior Features of the New Audi Concept C!

What do you think about the Audi Concept C?
What do you think about the Special Paintwork?
Comment BELOW! ⚡

If you enjoyed our video we would love to get your feedback on our work! ❗
What else do you want to see on this channel? Which Cars do you want to see in our next videos?
Just leave some comments under the video so we can improve and work on our videos ♥️


Special Thanks to @audide for the Access!

#Audi #RSQ8 #AudiRS

Thank you for watching & wish you all the best!